in the media

Proudly featured in the media!

Britewater Financial Group is continuously featured in the media for our knowledge and years of experience in the financial industry.

Bankrate: "Applying for a personal loan is less complicated than applying for a mortgage or home equity loan; you just need to show proof of income and employment," Cruz says.
Authority Magazine: "Stay learning. You need to learn as much as possible to become an expert in your industry and provide the highest level of service to your clients." "The higher your credit score, the more favorable credit cards you'll receive," Cruz says.
Plansponsor: "A more hands-on approach would help the saver make adjustments and help the employee see that saving is not that difficult."
U.S. News & World Report: "If you are younger than 59 1/2, you will also pay a penalty of 10% on top of the ordinary tax on the money you cashed out," says Juan Carlos Cruz.
Forbes: If you're concerned about the safety of the investment options offered by a non-ERISA plan, you can reduce your risk by choosing a low-fee index fund within your plan, says Juan Carlos Cruz
U.S. News & World Report: "These homes need a lot of love, but done right, they will be a great way to secure a wonderful home and have equity to work with," Cruz says.
CNN Underscored: Cruz prefers the 30-year mortgage because it gives you the ability to speed up your payments on your own schedule.
U.S. News & World Report: "Review your gym membership terms to ensure you are not paying to have your membership suspended."
Financial Advisor IQ: Cruz says that one common problem is that clients have all their retirement savings in a 401(k). If that's the case, it's valuable to diversify the taxable income.
Financial Advisor IQ: "Clients should have enough liquidity for everyday living expenses outside of the annuity."
Bankrate: "This is why it's so important to choose a power of attorney wisely..."
Cheapism: "Seek out legal services or an attorney who has unemployment compensation expertise in your state."
GOBankingRates: "There are tools that could simulate and help mitigate risk, and these advisors have access to these tools to help you."
Bankrate: "The economy is fragile, and while the economy is in this state, the Fed will continue to keep interest rates very low."
Bankrate: "Additional income always helps with qualification, this is an easy way to reduce your DTI ratio - but be sure your co-borrower has little to no debt and a high credit score."
U.S. News & World Report: "Cruz asks new clients about their retirement picture - when they hope to retire and what that retirement will ideally look like."
Bankrate: "If you're not sure which mortgage is right for you, talking to a loan officer can help you narrow down your options."
GOBankingRates: "Healthcare costs usually climb with inflation, so a good indicator of what may happen is to follow the inflation index."
U.S. News & World Report: "No matter how old you are, you need to have a debt payoff plan."
Fox Business: "If you get in trouble with a personal loan, contact your lender and see if they can work out a forbearance or restructure the agreement."
Newsday: "You can afford to borrow more with less qualifying income. To a young adult, this could be an amazing opportunity because they can borrow so cheaply."
NextAdvisor: "instead of you taking a large loan and making payments back to the bank, the bank actually makes payments to you."
GOBankingRates: "The HYCD works just like a regular CD, but may require a higher balance than other CDs and to hold for a longer period of time."
U.S. News & World Report: "[Retirees] have to face the realization of having to reduce their lifestyle or to look for other sources to help fill in retirement income gaps."
PLANADVISER Magazine: "This is how you can bridge the income needed today from Social Security and be able to grow your full Social Security income by a significant amount."
Cheapism: "If your company offers a match, it's very smart to start contributing to your 401(k). This will provide an immediate 100% return on your money via the employer's match."
Forbes: "We know now more than ever our health is at risk and that we may experience unexpected medical expenses."
The Wall Street Journal: "Just do your due diligence; you may be surprised on some of the flexibility these schools may allow, especially during these pandemic times."

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